January 15, 2020

Mortgage apartments secured by housing under construction in a residential district AQ-DIDAR from BAZIS-A

This is the great news from BAZIS-A for residents of Nur-Sultan and those who only dreams about living in the capital! Now you have an opportunity to become owners of apartments in AQ-DIDAR without any additional pledge. The bought apartment under construction in AQ-DIDAR acts as security thanks to the guarantee of the Housing Guaranteeing Fund as well as cooperation between BAZIS-A and Housing Construction Savings Bank of Kazakhstan.

AQ-DIDAR residential district is located in a developing region along Turan Avenue in Nur Sultan city. There are sports facilities, the largest hypermarket Magnum and public transport stops located next to your new home.

1-, 2- and 3-room apartments from 36 to 79.8 square meters in 9-storey buildings are on sale for you. There building materials are used taking into account the climatic conditions of the capital during the construction of AQ-DIDAR.

The apartments are equipped with metal-plastic windows, metal entrance doors and audio intercoms as well as electricity, cold and hot water meters. The loggias in the apartments will be glazed. There are special decorative baskets on the facades of houses for air conditioners.

Commercial objects will be located on the first floor. Residents of the area will also appreciate the comfortable courtyards with places for walking and rest, children's play complexes and sports grounds. Construction of kindergarten and school is planned in residential area AQ-DIDAR.

Conditions for obtaining a loan from Housing Construction Savings Bank of Kazakhstan:

• Down payment - 50% of the price of apartment.

• Interest rate is from 3.5% to 7% depending on the term of deposit accumulation. For example, if the accumulation period is 10 years and the amount is enough for the down payment that is 50% of the price of apartment then the interest rate will be from 3.5%.

• The maximum interest rate of 7% is reduced to 5% after 3 years.

• Payment period - from 6 to 25 years.

• Loan amount - up to 100 million tenge.

• Borrower age - from 18 to 70 years (during the loan payment period).

• Confirmation of income is not required if the deposit accumulation is more than 3 years.

• The acquired apartment under construction in AQ-DIDAR is considered as the pledge.

• You are free from income tax on your salary for the entire term of the mortgage.